A double HITTER question About Apache.conf

Okay::

I have 2 problems...
{
First:
{
I have been reading in these groups about .htaccess and how you
CAN and you CANNOT have .htaccess under windows...
yet... what i really want to know is:
{
how do you change the access file name? this is what i have
so far:

###
# AccessFileName: The name of the file to look for in each directory
# for additional configuration directives. See also the AllowOverride
# directive.
#
#AccessFileName .htaccess
AccessFileName access.ht
#
# The following lines prevent .htaccess and .htpasswd files from being
# viewed by Web clients.
#
<Files ~ "^\.ht">
Order allow,deny
Deny from all
</Files>
###
So how can i get my system to work with the access.ht
files?
It does not work, or so i think, i think i have not used
correct
syntax in my access.ht file:

Order deny,allow
AuthType Basic
AuthName "Restricted Files"
Deny from all
Allow from 127.0.0.1

###DID i do this right???
}}
Second:
{
How can i setup "per-user web directories"
under


Windows(C)(TM)(R)(WHATEVER)??? I have printed the document from
httpd.apache.org/docs-2.0/howto/public_html.html it is right in front
of me as i write... yet... every time i setup the folder on the users'
desktop My Webpage it does not work... this is my config:

#
# UserDir: The name of the directory that is appended onto a user's
home
# directory if a ~user request is received. Be especially careful to
use
# proper, forward slashes here. On Windows NT, "Personal/My Website"
# is a more appropriate choice.
#
#UserDir "My Documents/My Website"
UserDir "Desktop/My Website"
#
# Control access to UserDir directories. The following is an example
# for a site where these directories are restricted to read-only.
#
# You must correct the path for the root to match your system's
configured
# user directory location, e.g. "C:/WinNT/profiles/*/My Documents/My
Website"
# or whichever, as appropriate.
#
#<Directory "C:/Documents and Settings/*/My Documents/My Website">
# AllowOverride FileInfo AuthConfig Limit
# Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec
# <Limit GET POST OPTIONS PROPFIND>
# Order allow,deny
# Allow from all
# </Limit>
# <LimitExcept GET POST OPTIONS PROPFIND>
# Order deny,allow
# Deny from all
# </LimitExcept>
#</Directory>

###WHAT DID I DO WRONG????

}}

Thanks in advance for reading

4 is not a number...